Preparing to Shop with Confidence
"Why secure a mortgage credit approval?"
Since a pre-approval is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (When multiple buyers are bidding on the same house, a mortgage credit approval can be the deciding factor in whose offer gets accepted.)
The Plano Boulevard Realty Services Manager serving your local Plano Boulevard Realty office* is a financial expert employed by Plano Boulevard Realty Services to help you determine the monthly payment you're comfortable with and provide you with a mortgage credit decision before you shop for your home.
A Same-Day Credit Decision!
Using basic information such as your income, debt, assets, and employment history, your
Plano Boulevard Realty Services Manager is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**
Many financing options to choose from.
Your Gold Services Manager will help you base your decision on whichever loan best fits your situation. Believe it or not, there are over 360 to choose from. For example, if this will be your first home purchase - or if you prefer to put the equity from your current home's sale into other investments - you may want to discuss financing options that don't require any down payment.*** At the very least, you should weigh a fixed rate mortgage vs. an adjustable one.
* not available in all areas
** available to qualified borrowers and subject to certain terms and conditions
*** borrower may be required to pay certain fees and costs
